"If you aim at nothing, don't worry, we'll hit it." A clear and defined goal seems like an obvious first step. It is however, often missed. It's not that we don't have any general goals or directions in mind; it's that we tend to lack crystal clear specificity. We lack the concrete intentions that we need when we hit the chaotic storm. If we have to pause to think about what our goals are, we haven't yet defined them to the extent we need to have them stick. They need to come to our lips in the blink of an eye, as if it's a subconscious reaction. Let it be specific, measurable, and actionable. "I need to get better with money" turns into "I will have $40 each payment transferred to my retirement account." I want to get fitter turns into "I will eat 3 quality meals per day, 6 days a week, and go to the gym on M,T,W, F, and Saturday. Be intentional. Specificity is everything.